Following God With Your Money

We wrapped up the series The Almighty’s Dollar on Sunday at CrossWay Church.  After a week about loving God with our money and another week on trusting God with our money, on Sunday we talked about following God with our money.

While we’re often surrounded by messages that tell us to indulge ourselves and live above our means, the wisdom of God tells us otherwise.  In fact, at church we looked at several verses that tell us to pay attention to ants and we can learn some biblical tips for good money management!  (See Proverbs 6:6-8; 30:25.)

We touched on three specific things we can do for financial success God’s way:

(1) Earn.  This may seem obvious, but it’s really not what we’re encouraged to do.  Rather than working and earning money, we’re constantly presented with amazing once-in-a-lifetime better-act-now get-rich-quick schemes.  If nothing else, at least buy our product for a chance to win $25,000 or a big-screen TV or a trip to paradise!  But the best plan for obtaining money (which we obviously have to do before we can manage it) is to go old school and earn it.  Instead of looking for shortcuts, let’s look down the road at the big picture.

(2) Save & Spend.  After the tithe, the next place to direct our money is savings.  It doesn’t have to be a lot.  A little bit over a long time adds up.  Personally, I’d encourage people to save for specific things rather than just have a lump savings account.  With online banking, it’s easy to have separate savings accounts for retirement, vacation, college, car repairs, etc.  Rather than waiting for that million-dollar check to drop on us from somewhere, the way to achieve our financial goals is by working toward them a little at a time.  After tithing and saving, it’s time to spend!  We’re responsible to God for 100% of our income, so we should still spend responsibly.  Pay the bills, have fun.  But be careful to live below your means.  Not within your means, which provides no margin, but below your means.  That way there’s room for financial emergencies.  Even if something dramatic happens and you have to take a pay cut, your standard of living can remain the same if you’re living below your means.

(3) Give.  This can include tithing, sure.  But it goes way beyond that.  There is tremendous joy in using our God-given resources to be a blessing to others.  Worldly “wisdom” has no room for being selfless and generous.  The closest thing it has to offer is making a tax-deductible contribution.  In other words, give so that you can keep more!  Nothing wrong with tax-deductible donations, of course, but our focus should be on giving in order to be generous and reflect the nature of God.

Earn.  Save.  Spend.  Give.  By practicing these biblical guidelines for money management, we’re not so vulnerable to the fluctuations of the economy.  Not only that, but we get to put our faith into practice by following God with our money.

Published in: on April 27, 2010 at 1:54 pm  Leave a Comment  

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